OUR SERVICES TO YOU
What We Do
We will help you put together the pieces of the retirement puzzle, while focusing on:
- The FERS Pension Annuity Pay-Out calculation, be it single or joint at 50% survivor, or 25% survivor and the costs associated with it.
- Social Security maximization, especially if you are married.
- TSP account withdrawal and pay-out options, with an emphasis on income for life without giving up ownership of the principal or forfeiting the benefit to your heirs.
- Calculating the Special Retirement Supplement and determining if you qualify.
We will establish a personal/ household monthly budget surplus or a deficit based on the results of putting together the pieces of the retirement puzzle and comparing it to your pre-retirement income and monthly needs and obligations, understanding that the value of the pre-retirement and retirement income are not equal given that in retirement you will no longer contribute to Social Security or retirement accounts plus other tacit, but real expenses.
Why We Do It
With 245 years in business (in dog years, that is) we have been able to help many individuals in the federal government sector implement their retirement planning and workforce exit strategy, from a retired admiral to exceptional everyday folks from all walks of life.
We do not regard meeting good new people as a chore, rather as an enviable opportunity to learn from them, to know the fulfilling beauty of being of help & assistance to someone else on something we know how to do and work, and to be of service and profit in a balanced way, first and foremost to them, then to ourselves. It is truly a rewarding experience and a wonderful way to make a living.
On our personal life journey, we seek understanding, meaning, wisdom, knowledge, and making a living; we crave purpose. This line of work provides us with that. And so, we extend our gratitude and sincere appreciation to the many folks in the Federal Employee Retirement System to whom we have had the pleasure and privilege to serve as guidance into their retirement, all satisfied clients, no-regrets-happy folks, and so you can be one too.
How We Are Compensated
You never pay us a dime! We are compensated by the companies we represent, but only if we are able to bring value to the table and provide you with a better position than the one offered through the sponsorship of your employer provided benefits.
It is important to note that your benefits are sponsored by your employer (The US Federal Government), and that they are provided and made available to you through a narrow selection of companies and products in the private sector. Look for alternatives that may fit your personal situation better.
Let us help you maximize your retirement. Don’t settle for the default, and know that there is a whole suite of companies and products out there that may be able to better position your personal retirement situation!
Our Philosophy
We like serving our clients, returning calls always, and always promptly.
We would like the opportunity to visit with you, to bring value to the table, even if it means reassuring you that you are in a good place, position, and time. At the end of the day, we like treating our clients as if the roles were reversed, as we understand that we all like doing business with people we like and people we feel we can trust.
Our philosophy in the words of Gandhi:
“A customer is the most important visitor on our premises. He is not dependent on us, we are dependent on him. He is not an interruption on our work, he is the purpose of it. He is not an outsider in our business, he is part of it. We are not doing him a favor by serving him, he's doing a favor to us by giving us an opportunity to do so.”
Lest get together. You will be happy you did.
